I received an invitation from my bank asking me whether I want to skip October's loan repayment. I wasn't sure what the promotion was, maybe Hari Raya. Though they get to charge a bit more interest for extending the loan for an extra month and probably some other administrative charges as well. They did indicate some form of charges will be required but they did not say what the rates are going to be.
I mentioned that to someone yesterday and apparently our local banks are also doing it. One that I heard was that you can skip this month's repayment and they will recoup it from your bonus pay. I think this probably works only for government officers. All these are presumably again because of the expectation of high expenses of the coming Hari Raya celebrations. Even JPKE is also using this opportunity to launch Brunei's Grand Sales throughout the whole month.
That seemed to be an interesting phenomenon. Why suddenly spend during Hari Raya? We got caught up in it as well. We decided to change our curtains which are now ten years old. My wife and I have talked about it for quite a while but it seems that we have decided to choose now as a good time to do it. Why now? I guess Raya is coming, that seems to be the underlying thinking. Most of us tend to use Hari Raya as the time to do the things that probably ought to be done. Other than that, there is the usual Baju Raya, Kueh Raya etc that needed to be bought in expectation of the many people that will turn up at our houses during Hari Raya. The number of new cars will also increase. Some of the guests that come over inevitably will be driving in their new cars.
New cars, new things during Hari Raya. I guess it's okay if you can afford it. But even then, this is already bordering on the line of wastage. Yesterday's Brunei Times led with an interesting article about not splurging during Hari Raya as it is sinful. Some have argued that they only spend once a year and it is usually during Hari Raya. Besides we should celebrate the month after fasting for a whole month. Again some would say that beats the original purpose of fasting which is to feel deprived and to make one feel humble. What's your take on this?